The median home in Bemidji, Minnesota is valued at $207,772, up 6.0% year over year. Typical monthly rent is $1,675, producing a price-to-rent ratio of 10.3x — below the national average of 18x. Bemidji is part of the Bemidji, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$207,772
+6.0%
Rent$1,675/mo
AFFORDABILITYBuying $280/mo cheaper ($1,675 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Bemidji.
$41,554 on $207,772
Affordable — 22.3% of income
Under the 28% guideline.
PITI$1,395
P/I22.3%
Afford$261K
Room+$53K
P&I $1,051Tax $194Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Bemidji, MN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bemidji, MN metro.
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