The median home in Bemidji, Minnesota is valued at $207,772, up 6.0% year over year. Typical monthly rent is $1,675, producing a price-to-rent ratio of 10.3x — below the national average of 18x. Bemidji is part of the Bemidji, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$207,772

+6.0%

Rent$1,675/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$41,554 on $207,772

Example: $75,000 household income. Change it above to see your own.

Affordable22.3% of income

Under the 28% guideline.

PITI$1,395

P/I22.3%

Afford$261K

Room+$53K

P&I $1,051Tax $194Ins $150

Buying $280/mo cheaper ($1,675 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Bemidji with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Bemidji, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bemidji, MN metro.

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