The median home in Brainerd, Minnesota is valued at $295,212, up 1.7% year over year. Brainerd is part of the Brainerd, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$295,212

+1.7%

Prices rising — worse for buyers.

Affordability

Enter your income for Brainerd.

Income (annual)

Down Payment

$59,042 on $295,212

Example: $75,000 household income. Change it above to see your own.

Stretch30.7% of income

Above 28% but manageable with cuts.

PITI$1,918

P/I30.7%

Afford$269K

Gap-$26K

P&I $1,493Tax $276Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Brainerd with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Brainerd, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Brainerd, MN metro.

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