The median home in Buffalo, Minnesota is valued at $364,063, up 2.5% year over year. Typical monthly rent is $1,404, producing a price-to-rent ratio of 21.6x — well above the national average of 18x. Buffalo is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$364,063

+2.5%

Rent$1,404/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$72,813 on $364,063

Example: $75,000 household income. Change it above to see your own.

Out of reach37.3% of income

Need $99,900/yr to afford.

PITI$2,331

P/I37.3%

Afford$273K

Gap-$91K

P&I $1,841Tax $340Ins $150

Renting $927/mo cheaper ($1,404 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Buffalo with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro

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Buffalo, MN