The median home in Carlton, Minnesota is valued at $313,649, up 3.9% year over year. Carlton is part of the Duluth, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Duluth, MN-WI stress score, crash risk, and 12-month forecast →
Home Value$313,649
+3.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Carlton.
$62,730 on $313,649
Stretch — 32.5% of income
Above 28% but manageable with cuts.
PITI$2,029
P/I32.5%
Afford$271K
Gap-$43K
P&I $1,586Tax $293Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Minnesota
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Full Duluth, MN-WI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Duluth, MN-WI metro.
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