Median home value: $314K (+3.9% YoY). Part of Duluth, MN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Duluth, MN-WI metro page.
Home Value$313,649
+3.9%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Carlton.
$62,730 on $313,649
Stretch — 31.2% of income
Above 28% but manageable with cuts.
PITI$1,947
P/I31.2%
Afford$282K
Gap-$32K
P&I $1,504Tax $293Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing