The median home in Champlin, Minnesota is valued at $358,388, up 2.7% year over year. Typical monthly rent is $2,037, producing a price-to-rent ratio of 14.7x — below the national average of 18x. Champlin is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$358,388

+2.7%

Rent$2,037/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$71,678 on $358,388

Example: $75,000 household income. Change it above to see your own.

Out of reach36.8% of income

Need $98,443/yr to afford.

PITI$2,297

P/I36.8%

Afford$273K

Gap-$85K

P&I $1,812Tax $334Ins $150

Renting $260/mo cheaper ($2,037 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Champlin with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro

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Champlin, MN