The median home in Champlin, Minnesota is valued at $358,388, up 2.7% year over year. Typical monthly rent is $2,037, producing a price-to-rent ratio of 14.7x — below the national average of 18x. Champlin is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Minneapolis-St. Paul-Bloomington, MN-WI stress score, crash risk, and 12-month forecast →

Home Value$358,388

+2.7%

Rent$2,037/mo

AFFORDABILITY

Enter your income for Champlin.

Income (annual)

Down Payment

$71,678 on $358,388

Out of reach — 36.8% of income

Need $98,443/yr to afford.

PITI$2,297

P/I36.8%

Afford$273K

Gap-$85K

P&I $1,812Tax $334Ins $150

Renting $260/mo cheaper ($2,037 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Champlin with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro →

CHAMPLIN, MN