The median home in Clearwater, Minnesota is valued at $273,272, up 2.5% year over year. Clearwater is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$273,272

+2.5%

Prices rising — worse for buyers.

Affordability

Enter your income for Clearwater.

Income (annual)

Down Payment

$54,654 on $273,272

Example: $75,000 household income. Change it above to see your own.

Stretch28.6% of income

Above 28% but manageable with cuts.

PITI$1,787

P/I28.6%

Afford$268K

Gap-$6K

P&I $1,382Tax $255Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Clearwater with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro

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Clearwater, MN