Median home value: $384K (+1.2% YoY). Rent: $1,762/mo. Price-to-rent: 18.2x. Part of Minneapolis-St. Paul-Bloomington, MN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Minneapolis-St. Paul-Bloomington, MN-WI metro page.
Home Value$384,436
+1.2%
Rent$1,762/mo
AFFORDABILITYRenting $591/mo cheaper ($1,762 rent)6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Cottage Grove.
$76,887 on $384,436
Out of reach — 37.6% of income
Need $100,843/yr to afford.
PITI$2,353
P/I37.6%
Afford$286K
Gap-$99K
P&I $1,844Tax $359Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing