Median home value: $202K (+7.5% YoY). Part of Duluth, MN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Duluth, MN-WI metro page.
Home Value$201,688
+7.5%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Cotton.
$40,338 on $201,688
Affordable — 20.9% of income
Under the 28% guideline.
PITI$1,306
P/I20.9%
Afford$270K
Room+$69K
P&I $967Tax $188Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing