The median home in Cottonwood, Minnesota is valued at $238,804, up 6.7% year over year. Cottonwood is part of the Marshall, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Marshall, MN stress score, crash risk, and 12-month forecast →

Home Value$238,804

+6.7%

AFFORDABILITY

Enter your income for Cottonwood.

Income (annual)

Down Payment

$47,761 on $238,804

Affordable — 25.3% of income

Under the 28% guideline.

PITI$1,580

P/I25.3%

Afford$264K

Room+$26K

P&I $1,208Tax $223Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Cottonwood with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Marshall, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Marshall, MN metro.

View Marshall, MN metro →

COTTONWOOD, MN