The median home in Cottonwood, Minnesota is valued at $238,804, up 6.7% year over year. Cottonwood is part of the Marshall, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$238,804

+6.7%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$47,761 on $238,804

Example: $75,000 household income. Change it above to see your own.

Affordable25.3% of income

Under the 28% guideline.

PITI$1,580

P/I25.3%

Afford$264K

Room+$26K

P&I $1,208Tax $223Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Cottonwood with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Marshall, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Marshall, MN metro.

View Marshall, MN metro

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Cottonwood, MN