The median home in Dakota, Minnesota is valued at $274,189, up 6.9% year over year. Dakota is part of the Winona, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Winona, MN stress score, crash risk, and 12-month forecast →

Home Value$274,189

+6.9%

AFFORDABILITY

Enter your income for Dakota.

Income (annual)

Down Payment

$54,838 on $274,189

Stretch — 28.7% of income

Above 28% but manageable with cuts.

PITI$1,792

P/I28.7%

Afford$268K

Gap-$6K

P&I $1,386Tax $256Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Dakota with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Winona, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Winona, MN metro.

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DAKOTA, MN