The median home in Effie, Minnesota is valued at $181,311, up 3.3% year over year. Effie is part of the Grand Rapids, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$181,311

+3.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Effie.

Income (annual)

Down Payment

$36,262 on $181,311

Example: $75,000 household income. Change it above to see your own.

Affordable19.8% of income

Under the 28% guideline.

PITI$1,236

P/I19.8%

Afford$257K

Room+$75K

P&I $917Tax $169Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Effie with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Grand Rapids, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Grand Rapids, MN metro.

View Grand Rapids, MN metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Effie, MN