The median home in Effie, Minnesota is valued at $181,311, up 3.3% year over year. Effie is part of the Grand Rapids, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Grand Rapids, MN stress score, crash risk, and 12-month forecast →

Home Value$181,311

+3.3%

AFFORDABILITY

Enter your income for Effie.

Income (annual)

Down Payment

$36,262 on $181,311

Affordable — 19.8% of income

Under the 28% guideline.

PITI$1,236

P/I19.8%

Afford$257K

Room+$75K

P&I $917Tax $169Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Effie with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Grand Rapids, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Grand Rapids, MN metro.

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EFFIE, MN