Median home value: $194K (+5.2% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$194,034
+5.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Elbow Lake.
$38,807 on $194,034
Affordable — 20.2% of income
Under the 28% guideline.
PITI$1,262
P/I20.2%
Afford$269K
Room+$75K
P&I $931Tax $181Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing