The median home in Federal Dam, Minnesota is valued at $245,883, up 4.3% year over year. Federal Dam is part of the Brainerd, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$245,883

+4.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Federal Dam.

Income (annual)

Down Payment

$49,177 on $245,883

Example: $75,000 household income. Change it above to see your own.

Affordable26% of income

Under the 28% guideline.

PITI$1,623

P/I26%

Afford$265K

Room+$19K

P&I $1,243Tax $229Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Federal Dam with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Brainerd, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Brainerd, MN metro.

View Brainerd, MN metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Federal Dam, MN