The median home in Finland, Minnesota is valued at $227,039, up 0.4% year over year. Finland is part of the Duluth, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$227,039

+0.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Finland.

Income (annual)

Down Payment

$45,408 on $227,039

Example: $75,000 household income. Change it above to see your own.

Affordable24.2% of income

Under the 28% guideline.

PITI$1,510

P/I24.2%

Afford$263K

Room+$36K

P&I $1,148Tax $212Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Finland with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Duluth, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Duluth, MN-WI metro.

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Finland, MN