The median home in Finland, Minnesota is valued at $227,039, up 0.4% year over year. Finland is part of the Duluth, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Duluth, MN-WI stress score, crash risk, and 12-month forecast →

Home Value$227,039

+0.4%

AFFORDABILITY

Enter your income for Finland.

Income (annual)

Down Payment

$45,408 on $227,039

Affordable — 24.2% of income

Under the 28% guideline.

PITI$1,510

P/I24.2%

Afford$263K

Room+$36K

P&I $1,148Tax $212Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Finland with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Duluth, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Duluth, MN-WI metro.

View Duluth, MN-WI metro →

FINLAND, MN