The median home in Garden City, Minnesota is valued at $268,654, up 7.4% year over year. Garden City is part of the Mankato, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$268,654

+7.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Garden City.

Income (annual)

Down Payment

$53,731 on $268,654

Example: $75,000 household income. Change it above to see your own.

Stretch28.1% of income

Above 28% but manageable with cuts.

PITI$1,759

P/I28.1%

Afford$267K

Gap-$1K

P&I $1,358Tax $251Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Garden City with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Mankato, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mankato, MN metro.

View Mankato, MN metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Garden City, MN