Median home value: $590K (+2.7% YoY). Part of Minneapolis-St. Paul-Bloomington, MN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Minneapolis-St. Paul-Bloomington, MN-WI metro page.
Home Value$589,714
+2.7%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Gem Lake.
$117,943 on $589,714
Out of reach — 56.5% of income
Need $151,243/yr to afford.
PITI$3,529
P/I56.5%
Afford$292K
Gap-$297K
P&I $2,829Tax $550Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing