The median home in Hermantown, Minnesota is valued at $403,827, up 8.1% year over year. Hermantown is part of the Duluth, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$403,827

+8.1%

Prices rising — worse for buyers.

Affordability

Enter your income for Hermantown.

Income (annual)

Down Payment

$80,765 on $403,827

Example: $75,000 household income. Change it above to see your own.

Out of reach41.1% of income

Need $110,100/yr to afford.

PITI$2,569

P/I41.1%

Afford$275K

Gap-$129K

P&I $2,042Tax $377Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Hermantown with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Duluth, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Duluth, MN-WI metro.

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Hermantown, MN