Median home value: $351K (+2.8% YoY). Part of St. Cloud, MN.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, St. Cloud, MN metro page.
Home Value$351,285
+2.8%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Holdingford.
$70,257 on $351,285
Stretch — 34.6% of income
Above 28% but manageable with cuts.
PITI$2,163
P/I34.6%
Afford$284K
Gap-$67K
P&I $1,685Tax $328Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing