Median home value: $116K (+2.4% YoY). Part of Duluth, MN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Duluth, MN-WI metro page.
Home Value$115,895
+2.4%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Hoyt Lakes.
$23,179 on $115,895
Affordable — 13% of income
Under the 28% guideline.
PITI$814
P/I13%
Afford$249K
Room+$133K
P&I $556Tax $108Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing