Median home value: $306K (+2.5% YoY). Part of Rochester, MN.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Rochester, MN metro page.
Home Value$306,194
+2.5%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Lake City.
$61,239 on $306,194
Stretch — 30.5% of income
Above 28% but manageable with cuts.
PITI$1,904
P/I30.5%
Afford$281K
Gap-$25K
P&I $1,469Tax $286Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing