Median home value: $485K (+0.7% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$484,701
+0.7%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Lutsen.
$96,940 on $484,701
Out of reach — 46.8% of income
Need $125,443/yr to afford.
PITI$2,927
P/I46.8%
Afford$290K
Gap-$195K
P&I $2,325Tax $452Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing