The median home in Madison Lake, Minnesota is valued at $419,679, up 4.5% year over year. Madison Lake is part of the Mankato, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$419,679

+4.5%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$83,936 on $419,679

Example: $75,000 household income. Change it above to see your own.

Out of reach42.6% of income

Need $114,171/yr to afford.

PITI$2,664

P/I42.6%

Afford$276K

Gap-$144K

P&I $2,122Tax $392Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Madison Lake with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Mankato, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mankato, MN metro.

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Madison Lake, MN