The median home in Medford, Minnesota is valued at $298,676, up 2.5% year over year. Medford is part of the Owatonna, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Owatonna, MN stress score, crash risk, and 12-month forecast →

Home Value$298,676

+2.5%

AFFORDABILITY

Enter your income for Medford.

Income (annual)

Down Payment

$59,735 on $298,676

Stretch — 31% of income

Above 28% but manageable with cuts.

PITI$1,939

P/I31%

Afford$270K

Gap-$29K

P&I $1,510Tax $279Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Medford with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Owatonna, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Owatonna, MN metro.

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MEDFORD, MN