The median home in Melrose, Minnesota is valued at $227,344, up 2.3% year over year. Melrose is part of the St. Cloud, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$227,344

+2.3%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$45,469 on $227,344

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Affordable24.2% of income

Under the 28% guideline.

PITI$1,512

P/I24.2%

Afford$263K

Room+$36K

P&I $1,150Tax $212Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Melrose with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full St. Cloud, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Cloud, MN metro.

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Melrose, MN