The median home in Minnetonka, Minnesota is valued at $463,727, up 2.6% year over year. Typical monthly rent is $1,808, producing a price-to-rent ratio of 21.4x — well above the national average of 18x. Minnetonka is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$463,727

+2.6%

Rent$1,808/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Minnetonka.

Income (annual)

Down Payment

$92,745 on $463,727

Example: $75,000 household income. Change it above to see your own.

Out of reach46.8% of income

Need $125,486/yr to afford.

PITI$2,928

P/I46.8%

Afford$277K

Gap-$187K

P&I $2,345Tax $433Ins $150

Renting $1,120/mo cheaper ($1,808 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Minnetonka with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro

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Minnetonka, MN