The median home in Montgomery, Minnesota is valued at $307,936, up 1.6% year over year. Montgomery is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$307,936

+1.6%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$61,587 on $307,936

Example: $75,000 household income. Change it above to see your own.

Stretch31.9% of income

Above 28% but manageable with cuts.

PITI$1,994

P/I31.9%

Afford$270K

Gap-$38K

P&I $1,557Tax $287Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Montgomery with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro

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Montgomery, MN