The median home in Moorhead, Minnesota is valued at $274,848, up 2.8% year over year. Typical monthly rent is $1,152, producing a price-to-rent ratio of 19.9x — near the national average of 18x. Moorhead is part of the Fargo, ND-MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$274,848

+2.8%

Rent$1,152/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Moorhead.

Income (annual)

Down Payment

$54,970 on $274,848

Example: $75,000 household income. Change it above to see your own.

Stretch28.7% of income

Above 28% but manageable with cuts.

PITI$1,796

P/I28.7%

Afford$268K

Gap-$7K

P&I $1,390Tax $257Ins $150

Renting $644/mo cheaper ($1,152 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Moorhead with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Fargo, ND-MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fargo, ND-MN metro.

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Moorhead, MN