The median home in Moorhead, Minnesota is valued at $274,848, up 2.8% year over year. Typical monthly rent is $1,152, producing a price-to-rent ratio of 19.9x — near the national average of 18x. Moorhead is part of the Fargo, ND-MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$274,848
+2.8%
Rent$1,152/mo
AFFORDABILITYRenting $644/mo cheaper ($1,152 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Moorhead.
$54,970 on $274,848
Stretch — 28.7% of income
Above 28% but manageable with cuts.
PITI$1,796
P/I28.7%
Afford$268K
Gap-$7K
P&I $1,390Tax $257Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Minnesota
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Full Fargo, ND-MN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fargo, ND-MN metro.
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