The median home in North Saint Paul, Minnesota is valued at $313,863, up 1.4% year over year. Typical monthly rent is $1,348, producing a price-to-rent ratio of 19.4x — near the national average of 18x. North Saint Paul is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$313,863

+1.4%

Rent$1,348/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$62,773 on $313,863

Example: $75,000 household income. Change it above to see your own.

Stretch32.5% of income

Above 28% but manageable with cuts.

PITI$2,030

P/I32.5%

Afford$271K

Gap-$43K

P&I $1,587Tax $293Ins $150

Renting $682/mo cheaper ($1,348 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare North Saint Paul with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro

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North Saint Paul, MN