The median home in North Saint Paul, Minnesota is valued at $313,863, up 1.4% year over year. Typical monthly rent is $1,348, producing a price-to-rent ratio of 19.4x — near the national average of 18x. North Saint Paul is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Minneapolis-St. Paul-Bloomington, MN-WI stress score, crash risk, and 12-month forecast →

Home Value$313,863

+1.4%

Rent$1,348/mo

AFFORDABILITY

Enter your income for North Saint Paul.

Income (annual)

Down Payment

$62,773 on $313,863

Stretch — 32.5% of income

Above 28% but manageable with cuts.

PITI$2,030

P/I32.5%

Afford$271K

Gap-$43K

P&I $1,587Tax $293Ins $150

Renting $682/mo cheaper ($1,348 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare North Saint Paul with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro →

NORTH SAINT PAUL, MN