The median home in Oak Park, Minnesota is valued at $385,392, up 9.0% year over year. Oak Park is part of the St. Cloud, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$385,392

+9.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Oak Park.

Income (annual)

Down Payment

$77,078 on $385,392

Example: $75,000 household income. Change it above to see your own.

Out of reach39.3% of income

Need $105,343/yr to afford.

PITI$2,458

P/I39.3%

Afford$274K

Gap-$111K

P&I $1,949Tax $360Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Oak Park with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full St. Cloud, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Cloud, MN metro.

View St. Cloud, MN metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Oak Park, MN