The median home in Oakdale, Minnesota is valued at $342,354, up 3.7% year over year. Typical monthly rent is $1,716, producing a price-to-rent ratio of 16.6x — near the national average of 18x. Oakdale is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Minneapolis-St. Paul-Bloomington, MN-WI stress score, crash risk, and 12-month forecast →

Home Value$342,354

+3.7%

Rent$1,716/mo

AFFORDABILITY

Enter your income for Oakdale.

Income (annual)

Down Payment

$68,471 on $342,354

Stretch — 35.2% of income

Above 28% but manageable with cuts.

PITI$2,201

P/I35.2%

Afford$272K

Gap-$70K

P&I $1,731Tax $320Ins $150

Renting $485/mo cheaper ($1,716 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Oakdale with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro →

OAKDALE, MN