Median home value: $414K (+0.5% YoY). Part of Minneapolis-St. Paul-Bloomington, MN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Minneapolis-St. Paul-Bloomington, MN-WI metro page.
Home Value$414,334
+0.5%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Otsego.
$82,867 on $414,334
Out of reach — 40.4% of income
Need $108,171/yr to afford.
PITI$2,524
P/I40.4%
Afford$287K
Gap-$127K
P&I $1,987Tax $387Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing