The median home in Ottertail, Minnesota is valued at $337,665, up 1.6% year over year. Ottertail is part of the Fergus Falls, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Fergus Falls, MN stress score, crash risk, and 12-month forecast →

Home Value$337,665

+1.6%

AFFORDABILITY

Enter your income for Ottertail.

Income (annual)

Down Payment

$67,533 on $337,665

Stretch — 34.8% of income

Above 28% but manageable with cuts.

PITI$2,173

P/I34.8%

Afford$272K

Gap-$66K

P&I $1,707Tax $315Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Ottertail with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Fergus Falls, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fergus Falls, MN metro.

View Fergus Falls, MN metro →

OTTERTAIL, MN