The median home in Paynesville, Minnesota is valued at $214,479, up 5.0% year over year. Paynesville is part of the St. Cloud, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: St. Cloud, MN stress score, crash risk, and 12-month forecast →

Home Value$214,479

+5.0%

AFFORDABILITY

Enter your income for Paynesville.

Income (annual)

Down Payment

$42,896 on $214,479

Affordable — 23% of income

Under the 28% guideline.

PITI$1,435

P/I23%

Afford$262K

Room+$47K

P&I $1,085Tax $200Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Paynesville with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full St. Cloud, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Cloud, MN metro.

View St. Cloud, MN metro →

PAYNESVILLE, MN