Median home value: $214K (+5.0% YoY). Part of St. Cloud, MN.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, St. Cloud, MN metro page.
Home Value$214,479
+5.0%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Paynesville.
$42,896 on $214,479
Affordable — 22.1% of income
Under the 28% guideline.
PITI$1,379
P/I22.1%
Afford$272K
Room+$58K
P&I $1,029Tax $200Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing