The median home in Racine, Minnesota is valued at $362,888, up 5.1% year over year. Racine is part of the Austin, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$362,888

+5.1%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$72,578 on $362,888

Example: $75,000 household income. Change it above to see your own.

Out of reach37.2% of income

Need $99,600/yr to afford.

PITI$2,324

P/I37.2%

Afford$273K

Gap-$90K

P&I $1,835Tax $339Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Racine with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Austin, MN analysis

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Racine, MN