The median home in Ramsey, Minnesota is valued at $372,360, up 2.4% year over year. Typical monthly rent is $1,940, producing a price-to-rent ratio of 16x — near the national average of 18x. Ramsey is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Minneapolis-St. Paul-Bloomington, MN-WI stress score, crash risk, and 12-month forecast →

Home Value$372,360

+2.4%

Rent$1,940/mo

AFFORDABILITY

Enter your income for Ramsey.

Income (annual)

Down Payment

$74,472 on $372,360

Out of reach — 38.1% of income

Need $102,000/yr to afford.

PITI$2,380

P/I38.1%

Afford$274K

Gap-$99K

P&I $1,883Tax $348Ins $150

Renting $440/mo cheaper ($1,940 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Ramsey with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro →

RAMSEY, MN