The median home in Rochester, Minnesota is valued at $327,835, up 3.6% year over year. Typical monthly rent is $1,632, producing a price-to-rent ratio of 16.7x — near the national average of 18x. Rochester is part of the Rochester, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Rochester, MN stress score, crash risk, and 12-month forecast →

Home Value$327,835

+3.6%

Rent$1,632/mo

AFFORDABILITY

Enter your income for Rochester.

Income (annual)

Down Payment

$65,567 on $327,835

Stretch — 33.8% of income

Above 28% but manageable with cuts.

PITI$2,114

P/I33.8%

Afford$271K

Gap-$56K

P&I $1,658Tax $306Ins $150

Renting $482/mo cheaper ($1,632 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Rochester with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Rochester, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Rochester, MN metro.

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ROCHESTER, MN