Median home value: $321K (+9.0% YoY). Part of Duluth, MN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Duluth, MN-WI metro page.
Home Value$321,318
+9.0%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Saginaw.
$64,264 on $321,318
Stretch — 31.9% of income
Above 28% but manageable with cuts.
PITI$1,991
P/I31.9%
Afford$282K
Gap-$39K
P&I $1,541Tax $300Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing