The median home in Saint Charles, Minnesota is valued at $339,348, up 2.1% year over year. Saint Charles is part of the Winona, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Winona, MN stress score, crash risk, and 12-month forecast →

Home Value$339,348

+2.1%

AFFORDABILITY

Enter your income for Saint Charles.

Income (annual)

Down Payment

$67,870 on $339,348

Stretch — 34.9% of income

Above 28% but manageable with cuts.

PITI$2,183

P/I34.9%

Afford$272K

Gap-$67K

P&I $1,716Tax $317Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Saint Charles with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Winona, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Winona, MN metro.

View Winona, MN metro →

SAINT CHARLES, MN