The median home in Saint Charles, Minnesota is valued at $339,348, up 2.1% year over year. Saint Charles is part of the Winona, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$339,348

+2.1%

Prices rising — worse for buyers.

Affordability

Enter your income for Saint Charles.

Income (annual)

Down Payment

$67,870 on $339,348

Example: $75,000 household income. Change it above to see your own.

Stretch34.9% of income

Above 28% but manageable with cuts.

PITI$2,183

P/I34.9%

Afford$272K

Gap-$67K

P&I $1,716Tax $317Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Saint Charles with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Winona, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Winona, MN metro.

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Saint Charles, MN