Median home value: $247K (+3.3% YoY). Rent: $1,130/mo. Price-to-rent: 18.2x. Part of Minneapolis-St. Paul-Bloomington, MN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Minneapolis-St. Paul-Bloomington, MN-WI metro page.
Home Value$247,174
+3.3%
Rent$1,130/mo
AFFORDABILITYRenting $436/mo cheaper ($1,130 rent)6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Saint Cloud.
$49,435 on $247,174
Affordable — 25.1% of income
Under the 28% guideline.
PITI$1,566
P/I25.1%
Afford$276K
Room+$29K
P&I $1,186Tax $231Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing