The median home in Saint Paul, Minnesota is valued at $283,444, up 0.6% year over year. Typical monthly rent is $1,481, producing a price-to-rent ratio of 15.9x — near the national average of 18x. Saint Paul is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Minneapolis-St. Paul-Bloomington, MN-WI stress score, crash risk, and 12-month forecast →
Home Value$283,444
+0.6%
Rent$1,481/mo
AFFORDABILITYRenting $367/mo cheaper ($1,481 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Saint Paul.
$56,689 on $283,444
Stretch — 29.6% of income
Above 28% but manageable with cuts.
PITI$1,848
P/I29.6%
Afford$268K
Gap-$15K
P&I $1,433Tax $265Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Minnesota
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Full Minneapolis-St. Paul-Bloomington, MN-WI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.
View Minneapolis-St. Paul-Bloomington, MN-WI metro →