Median home value: $290K (+2.1% YoY). Part of St. Cloud, MN.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, St. Cloud, MN metro page.
Home Value$290,073
+2.1%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Saint Stephen.
$58,015 on $290,073
Stretch — 29% of income
Above 28% but manageable with cuts.
PITI$1,812
P/I29%
Afford$280K
Gap-$10K
P&I $1,391Tax $271Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing