Median home value: $288K (+3.3% YoY). Part of St. Cloud, MN.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, St. Cloud, MN metro page.
Home Value$288,351
+3.3%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Sauk Rapids.
$57,670 on $288,351
Stretch — 28.8% of income
Above 28% but manageable with cuts.
PITI$1,802
P/I28.8%
Afford$280K
Gap-$8K
P&I $1,383Tax $269Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing