The median home in Sauk Rapids, Minnesota is valued at $288,351, up 3.3% year over year. Sauk Rapids is part of the St. Cloud, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$288,351

+3.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Sauk Rapids.

Income (annual)

Down Payment

$57,670 on $288,351

Example: $75,000 household income. Change it above to see your own.

Stretch30% of income

Above 28% but manageable with cuts.

PITI$1,877

P/I30%

Afford$269K

Gap-$20K

P&I $1,458Tax $269Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Sauk Rapids with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full St. Cloud, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Cloud, MN metro.

View St. Cloud, MN metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Sauk Rapids, MN