The median home in Sauk Rapids, Minnesota is valued at $288,351, up 3.3% year over year. Sauk Rapids is part of the St. Cloud, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: St. Cloud, MN stress score, crash risk, and 12-month forecast →

Home Value$288,351

+3.3%

AFFORDABILITY

Enter your income for Sauk Rapids.

Income (annual)

Down Payment

$57,670 on $288,351

Stretch — 30% of income

Above 28% but manageable with cuts.

PITI$1,877

P/I30%

Afford$269K

Gap-$20K

P&I $1,458Tax $269Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Sauk Rapids with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full St. Cloud, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Cloud, MN metro.

View St. Cloud, MN metro →

SAUK RAPIDS, MN