Median home value: $162K (-2.1% YoY). Part of Duluth, MN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Duluth, MN-WI metro page.
Home Value$162,159
-2.1%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Silver Bay.
$32,432 on $162,159
Affordable — 17.3% of income
Under the 28% guideline.
PITI$1,079
P/I17.3%
Afford$263K
Room+$101K
P&I $778Tax $151Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing