The median home in South Saint Paul, Minnesota is valued at $287,180, up 2.7% year over year. Typical monthly rent is $1,311, producing a price-to-rent ratio of 18.3x — near the national average of 18x. South Saint Paul is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Minneapolis-St. Paul-Bloomington, MN-WI stress score, crash risk, and 12-month forecast →

Home Value$287,180

+2.7%

Rent$1,311/mo

AFFORDABILITY

Enter your income for South Saint Paul.

Income (annual)

Down Payment

$57,436 on $287,180

Stretch — 29.9% of income

Above 28% but manageable with cuts.

PITI$1,870

P/I29.9%

Afford$269K

Gap-$18K

P&I $1,452Tax $268Ins $150

Renting $559/mo cheaper ($1,311 rent)6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare South Saint Paul with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro →

SOUTH SAINT PAUL, MN