The median home in Spicer, Minnesota is valued at $368,075, up 2.0% year over year. Spicer is part of the Willmar, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$368,075

+2.0%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$73,615 on $368,075

Example: $75,000 household income. Change it above to see your own.

Out of reach37.7% of income

Need $100,929/yr to afford.

PITI$2,355

P/I37.7%

Afford$274K

Gap-$95K

P&I $1,861Tax $344Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Spicer with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Willmar, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Willmar, MN metro.

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Spicer, MN