The median home in Spring Valley, Minnesota is valued at $235,394, down 2.2% year over year. Spring Valley is part of the Rochester, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$235,394

-2.2%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$47,079 on $235,394

Example: $75,000 household income. Change it above to see your own.

Affordable25% of income

Under the 28% guideline.

PITI$1,560

P/I25%

Afford$264K

Room+$29K

P&I $1,190Tax $220Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Spring Valley with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Rochester, MN analysis

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Spring Valley, MN