The median home in Stillwater, Minnesota is valued at $427,850, up 2.8% year over year. Stillwater is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$427,850

+2.8%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$85,570 on $427,850

Example: $75,000 household income. Change it above to see your own.

Out of reach43.4% of income

Need $116,271/yr to afford.

PITI$2,713

P/I43.4%

Afford$276K

Gap-$152K

P&I $2,163Tax $399Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Stillwater with other housing markets across Minnesota.

Minnetonka Beach$2.22M Woodland$1.62M Greenwood$1.6M Sunfish Lake$1.16M Orono$1.08M Medicine Lake$1.08M Tonka Bay$1.06M Deephaven$1.02M

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro

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Stillwater, MN