Median home value: $438K (+3.2% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$438,013
+3.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Tofte.
$87,603 on $438,013
Out of reach — 42.6% of income
Need $114,000/yr to afford.
PITI$2,660
P/I42.6%
Afford$288K
Gap-$150K
P&I $2,101Tax $409Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing