The median home in Tracy, Minnesota is valued at $133,790, up 0.5% year over year. Tracy is part of the Marshall, MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Marshall, MN stress score, crash risk, and 12-month forecast →

Home Value$133,790

+0.5%

AFFORDABILITY

Enter your income for Tracy.

Income (annual)

Down Payment

$26,758 on $133,790

Affordable — 15.2% of income

Under the 28% guideline.

PITI$951

P/I15.2%

Afford$246K

Room+$112K

P&I $677Tax $125Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Minnesota

Compare Tracy with other housing markets across Minnesota.

Minnetonka Beach$2220K Woodland$1619K Greenwood$1602K Sunfish Lake$1156K Orono$1084K Medicine Lake$1082K Tonka Bay$1059K Deephaven$1018K

Full Marshall, MN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Marshall, MN metro.

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TRACY, MN