Median home value: $284K (+3.8% YoY). Part of Duluth, MN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Duluth, MN-WI metro page.
Home Value$284,447
+3.8%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MN ins. 28% per HUD.
Enter your income for Two Harbors.
$56,889 on $284,447
Stretch — 28.5% of income
Above 28% but manageable with cuts.
PITI$1,780
P/I28.5%
Afford$280K
Gap-$5K
P&I $1,364Tax $265Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing